These Website Terms and Conditions (“Terms”) govern your access to and use of the website located at aum.money (the “Site”). The Site is operated by AUM GROUP HOLDINGS LIMITED (ADGM Licence Number 33100), a holding company incorporated in the Abu Dhabi Global Market, with its registered office at Al Khatem Tower, WeWork Hub71, Abu Dhabi, UAE (the “Company”, “AUM”, “we”, “us”, or “our”).
References to the “AUM Group” include AUM GROUP HOLDINGS LIMITED and its subsidiary undertakings, as the context requires. AUM GROUP HOLDINGS LIMITED does not carry on any regulated activities and does not offer financial products or services to the public.
By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy and Cookie Policy, which are incorporated herein by reference. If you do not agree to these Terms, you must immediately cease using the Site.
We reserve the right to amend these Terms at any time by posting the updated version on the Site. Your continued use of the Site after such amendments constitutes acceptance of the revised Terms. We recommend that you review these Terms periodically.
The AUM Group is not currently operational with respect to the offering of any products or services to the public. The Site has been established solely to provide a preliminary digital presence and general awareness of the AUM Group and its anticipated future activities.
All information, content, and materials on the Site are indicative and preliminary in nature. Nothing on the Site should be interpreted as:
The content of the Site is subject to change, revision, or removal at any time without prior notice. AUM makes no commitment to update the Site or to maintain its availability.
AUM GROUP HOLDINGS LIMITED is a holding company incorporated in the Abu Dhabi Global Market (ADGM), ADGM Licence Number 33100, with its registered office at Al Khatem Tower, WeWork Hub71, Abu Dhabi, UAE. It serves exclusively as the parent entity of its subsidiary undertakings and does not itself carry on any regulated activities or offer any products or services to the public.
AUM GROUP HOLDINGS LIMITED is not authorised or licensed by any financial services regulatory authority. No entity within the AUM Group is registered as an investment company, collective investment scheme, or equivalent in any jurisdiction. None of the protections afforded to investors in regulated funds, deposit guarantee schemes, investor compensation schemes, or financial services ombudsman schemes apply to the AUM Group or its current or anticipated activities.
Nothing on the Site constitutes, or is intended to constitute:
You should not make any investment or financial decision based on the information presented on the Site. If you require advice, you should consult an appropriately qualified and licensed professional advisor in your jurisdiction.
Digital assets, virtual assets, virtual currencies, and related technologies carry a high degree of risk. Without limitation:
The information on the Site is not intended to be, and should not be construed as, a guarantee or representation as to future performance, returns, or outcomes of any kind.
Users of the Site are solely responsible for ensuring that their access to and use of the Site complies with all applicable laws, regulations, and rules in their respective jurisdictions before proceeding to access the information contained herein.
The information on the Site is not directed at, and is not intended for distribution to or use by, any person or entity in any jurisdiction or country where such access, distribution, or use would be:
Without limiting the foregoing, the Site is not directed at any person in the United States. AUM GROUP HOLDINGS LIMITED is not registered under the U.S. Securities Act of 1933, the U.S. Investment Company Act of 1940, the U.S. Commodity Exchange Act, or any other applicable U.S. federal or state legislation. This Site is not directed at U.S. persons (as defined under applicable U.S. law).
AUM reserves the right to restrict or deny access to the Site to any person, in any geographic region or jurisdiction, at any time and for any reason, without notice.
By accessing the Site, you represent and warrant that the applicable laws and regulations of your jurisdiction permit you to do so.
All content on the Site — including but not limited to text, graphics, logos, trademarks, service marks, trade names, images, software, code, data, and the design, selection, and arrangement thereof — is the property of AUM GROUP HOLDINGS LIMITED, its subsidiaries, or its licensors, and is protected by applicable intellectual property laws, including copyright, trademark, and database rights.
You may not, without the prior written consent of AUM GROUP HOLDINGS LIMITED:
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and view the Site for personal, non-commercial, informational purposes only.
The Site and all information, content, materials, and services provided on or through the Site are provided on an “as is” and “as available” basis, without any representations, warranties, or guarantees of any kind, whether express, implied, or statutory.
To the fullest extent permitted by applicable law, AUM expressly disclaims all warranties, including but not limited to:
Any views, estimates, opinions, forecasts, or forward-looking statements on the Site reflect AUM’s views as of the date they are made and are subject to change without notice. No guarantee is made that any such views will be realised.
To the fullest extent permitted by applicable law, none of AUM GROUP HOLDINGS LIMITED nor any of its respective shareholders, directors, officers, employees, agents, affiliates, subsidiaries, advisors, or representatives shall be liable for any:
arising out of or in connection with your access to, use of, inability to use, or reliance on the Site or any information contained herein, whether based on warranty, contract, tort (including negligence), statute, or any other legal theory, even if AUM has been advised of the possibility of such damages.
Nothing in these Terms shall exclude or limit liability that cannot be excluded or limited under applicable law.
You agree to indemnify, defend, and hold harmless AUM GROUP HOLDINGS LIMITED and its respective shareholders, directors, officers, employees, agents, affiliates, subsidiaries, and advisors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with:
The Site may contain links to websites, platforms, or resources operated by third parties. These links are provided for convenience and informational purposes only. AUM does not endorse, control, verify, or assume any responsibility for the content, products, services, privacy policies, security, or practices of any third-party website. Access to any third-party site is at your own risk.
Any reference to a third-party product, service, or entity on the Site does not constitute or imply endorsement, recommendation, or affiliation.
AUM reserves the right to:
AUM shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Site.
In using the Site, you agree not to:
These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of the United Arab Emirates as applied in the Emirate of Dubai.
Any legal action or proceeding arising out of or relating to these Terms or the Site shall be brought exclusively before the courts of the Dubai International Financial Centre (DIFC) or the courts of Dubai, as applicable, and you irrevocably submit to the exclusive jurisdiction of such courts.
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect the remaining provisions, which shall continue in full force and effect.
These Terms, together with the Privacy Policy and Cookie Policy, constitute the entire agreement between you and AUM with respect to the Site and supersede all prior or contemporaneous communications, representations, or agreements, whether oral or written.
No failure or delay by AUM in exercising any right, power, or remedy under these Terms shall operate as a waiver thereof, nor shall any single or partial exercise of any right, power, or remedy preclude any other or further exercise of that or any other right, power, or remedy.
Electronic communications and telephone conversations with AUM may be recorded for legal, regulatory, quality assurance, or training purposes. Such recordings are the property of AUM and may be used as evidence in the event of a dispute.
If you wish to make a complaint regarding the Site, please contact us in writing:
AUM GROUP HOLDINGS LIMITED
Al Khatem Tower, WeWork Hub71, Abu Dhabi, UAE
Email: complaints@aum.money
For further details on how we handle complaints, please refer to our Complaints Handling Policy, which is available upon request.
For general enquiries regarding these Terms or the Site:
AUM GROUP HOLDINGS LIMITED
Al Khatem Tower, WeWork Hub71, Abu Dhabi, UAE
Email: legal@aum.money
These Terms are effective as of the date first set out above.